Fintech Leadership · Digital Lending · Financial Inclusion

Making finance work for
India’s businesses.

AviAdi Enterprises is led by fintech entrepreneur Ashok Mittal — with over 30 years building credit access for MSMEs and underserved businesses across India.

Get in touch About Ashok

About

Ashok Mittal

MD & CEO, BillMart FinTech  ·  Director, FynX Capital  ·  Founder, PrestLoans

For over 30 years, Ashok Mittal has worked across India’s Capital Markets, Banking, Financial Services and Forex — from equities and commodities to building digital lending businesses from the ground up.

In 2017, he acquired an NBFC and rebranded it as PrestLoans, a new-age FinTech NBFC offering working capital, MSME, invoice / inventory and EV loans. Today, as MD & CEO of BillMart FinTech, he leads a platform helping MSMEs and corporates unlock working capital through supply chain finance, bill discounting, and gig-worker lending — alongside his role as Director at FynX Capital, focused on MSME and personal loans.

A passionate advocate for financial inclusion, he is a Harvard Business School executive programme alumnus who has delivered 200+ seminars and authored “The Fintech Entrepreneur’s Guide” (BPB Publications). He speaks regularly at FICCI, ASSOCHAM, PHD Chamber, ICFAI, and the NBFC & FinTech Conclave, and has been honoured by national figures including Shri Narendra Modi, Shri Amit Shah, and Shri Pranab Mukherjee.

Portrait of Ashok Mittal
30+Years in finance
200+Seminars delivered
3Ventures led
1Book authored

What he’s focused on now

  • Scaling BillMart’s supply chain finance and lending tech stack
  • Building organizational structures across Education, Gig Worker, and Consumer lending verticals
  • Sharing insights on NBFC growth, digital lending, and MSME finance

Services

How Ashok Mittal helps businesses, boards, and founders.

Financial Services Advisory

Strategic advisory across capital markets, banking, and financial services, drawn from 30+ years of experience.

Advisor & Board Positions

Advisory and board roles for companies seeking seasoned fintech and lending leadership.

NBFC Guidance

Hands-on guidance on building, scaling, and running NBFCs — from setup to growth.

Fintech Guidance

Product, technology, and strategy guidance for fintech and digital lending ventures.

Startup Coaching & Mentoring

Coaching and mentorship for founders building in finance and beyond.

MSME Financing Services

Connecting MSMEs with working capital, supply chain finance, and tailored credit solutions.

Recognition & thought leadership

Author

“The Fintech Entrepreneur’s Guide” (BPB Publications) — a practitioner’s playbook for lending fintechs.

Speaker

200+ seminars; a regular speaker at FICCI, ASSOCHAM, PHD Chamber, ICFAI, and the NBFC & FinTech Conclave.

Best Market Analyst

Honoured at Zee Business’s “India’s Best Market Analyst” Awards three years running (2012–2014).

Honoured

Recognised by national figures including Shri Narendra Modi, Shri Amit Shah, and Shri Pranab Mukherjee.

Get in touch

Open to connecting with fintech founders, NBFC leaders, investors, and anyone passionate about making finance work for India’s businesses.